Individual Retirement Account (IRA)

Ready to level up your retirement plan? Lock in your golden years while earning with an IRA CD. Start your adventure today!

4.30% APY*
Competitive Rate
Minimum Opening Deposit
12 Months
Automatic Renew
  • 4.30% APY fixed for 12 months
  • Minimum Opening Amount: $1,000
  • Withdrawal Fee: Penalty for early withdrawals
  • New money only

Visit a nearby branch and open your account.

Branch Locations

*The Annual Percentage Yield (APY) is 4.30% for a term of 12 months and is accurate as of 3/1/2024. This promotion IRA is for new money only. New money is defined as funds not currently on deposit at CBB Bank. The minimum opening deposit is $1,000. Interest is compounded quarterly and credited quarterly. This account will automatically renew on the maturity date for the same term and at the interest rate currently in effect on the maturity date. If withdrawn before the end of the contract, the penalty of 1-month simple interest rate will be imposed on the amount withdrawn. A fee of $20 will be assessed per plan for transfer or closing an IRA account regardless if in the grace period or not. Fees may reduce earnings. Refer your account agreement and fee schedule for more information. Terms and conditions apply. Please contact your local branch for additional information. Consult with a tax professional to discuss your unique circumstances.