Checking

(1) Fees will be waived if minimum daily balance of $500 or average monthly balance of $1,000 is met during a statement cycle.

(2) Monthly fee will be waived if all of following conditions are met:

• Must have 1 deposit per statement cycle
• Must be enrolled in online banking & eStatement
• Must have 1 point of sales transaction per statement cycle using debit card

(3) Fees will be waived if minimum daily balance of $500 is met during a statement cycle.

(4) Fees will be waived if minimum daily balance of $500 is met or 1 direct deposit is made during a statement cycle.

(5) Fees will be waived if minimum combined daily balance of $25,000 is met during a statement cycle. The combined average balance includes the average daily balance of all consumer and business deposits accounts the accountholder is either a primary and secondary owner.

Please refer to CBB Bank's "Account Agreement and Disclosures" and "Truth in Savings Disclosure" in your local branch for complete account details.