Business Certificates of Deposit
Time Certificate
of Deposit
                                of Deposit
For business that wants to earn a higher rate of return with a fixed rate
                                    $1,000 minimum opening deposit
                                    
                                        No additional deposits allowed before maturity
                                    
                                    
                                        Transaction Charge
Early withdrawal penalty may be imposed for withdrawals before maturity
                                    
                                Early withdrawal penalty may be imposed for withdrawals before maturity
Flex Certificate
of Deposit
                                of Deposit
For business that wants 12-month term CD with flexible benefits
                                    $10,000 minimum opening deposit
                                    
                                        $10,000 minimum balance required
                                    
                                    
                                        Transaction Charge
Additional deposits in minimum increments of $1,000 up to $240,000 and a maximum of three (3) withdrawals are allowed during the term without penalty(1)
                                Additional deposits in minimum increments of $1,000 up to $240,000 and a maximum of three (3) withdrawals are allowed during the term without penalty(1)
 FDIC-Insured - Backed by the full faith and credit of the U.S. Government
 FDIC-Insured - Backed by the full faith and credit of the U.S. Government